On July 21, 2010, President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which in part, permanently raised the basic limit on federal deposit insurance coverage from $100,000 to $250,000 per depositor. As always, you may qualify for more than the basic insurance coverage at one insured bank. That is because the FDIC provides separate insurance coverage for deposits held in different ownership programs.

If you have any questions or concerns about your deposit insurance fdiccoverage, please do no hesitate to ask a bank employee for assistance in understanding how the coverage is applied to your account(s).

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