We offer agricultural lending programs to meet all your farming needs. Whether you need a line of credit for operating expenses, a machinery or equipment loan, or real estate financing we offer competitive rates and flexible repayment plans. We understand that farmers having unique borrowing needs and we will work to tailor a loan that will fit your needs and busy schedule. We offer the following programs:

Operating lines of credit (*)

  • Pre approved lines for future use with a maximum loan amount you can borrow up to
  • You can use the funds for production, operating expenses, and a wide array of other expenses that come up during the year
  • You pay interest only on the funds you have borrowed
  • Advances on the line can be made in person, in writing, or by phone. This gives you the flexibility you need to get access to cash when you need it
  • Competitive rates and flexible structures

Term Loans (*)

  • Available for new and used machinery purchases, real estate improvements, and many other non-operating expenses
  • Competitive rates and flexible structures

Real Estate Financing (*)

  • We offer a complete line of real estate financing options including funds for purchasing or refinancing real estate as well as the construction of new facilities.

Applying for a loan is fast and easy. You can either:
  • Apply now by completing the online application
  • Stop by during normal business hours

If you have any questions you can contact us via email at staff@fnbcokato.com or call us at (320) 286-2191. As always, we'd be glad to do business with you.

(*) Other terms and conditions apply. All accounts require approved credit. Contact us for further details.

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