Each one of us at the First National Bank of Cokato is committed to protecting your privacy. We work diligently every day to honor the trust you place in us. Because of that we want to let you know what personal information we collect, how we use it, who the information is shared with, and what we do to protect it.

The First National Bank of Cokato may collect nonpublic personal information about you from the following sources: information we receive from you on an application or other forms, information about your transactions with us or others, and information we receive from a third party such as a consumer reporting agency.

We use nonpublic personal information about you to help provide a financial product or service. We believe the more we know about a person's financial situation the better we can help serve them and provide them with the product that best fits their needs. This could include information such as account balances, payment history.

We do not sell customer information to third parties. We also do not share customer information with outside parties who may wish to market their products to you. You can bank here with the comfort of knowing the information you provide is not disseminated to anyone outside our organization.

We make every attempt to protect your information by having safeguards, security measures, and policies. We limit employee access of customer information to those who have a business reason to know this information. We review independent contractors and outside companies who work with us and who maintain this site on our behalf to ensure they adhere to strict privacy standards through their contact with us. We use technological means (such as firewalls, and virus detection) to protect against unauthorized access or alteration to customer data. We also have policies in place which guide employees regarding the safeguards of customer information.

The policies and practices described in this disclosure are subject to change. We will communicate any significant changes to you as required by law.

You can count on us to provide you with the responsive, professional service you deserve, and to protect your privacy and security along the way. We thank you for banking with us.

If you have any questions regarding this policy please contact us. Please also notify us if we report inaccurate information to a consumer reporting agency. You may reach us by phone at (320) 286-2191. Written communication should be sent to us at the following address:

The First National Bank of Cokato
365 Broadway Ave South
PO Box 490
Cokato, MN 55321

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