Commercial
We offer a variety of business loans* to meet your cash flow needs. Whether you are looking for an operating line of credit, a term loan, or commercial mortgage we are here to help.
Lines of Credit
- Designed for borrowing needs of less than 1-year
- Finance seasonal cash flow needs or working capital for receivable collection
- Flexible arrangements for short-term needs
- Gap financing while arranging a different loan
- Pre-determined maximum amount which allows you to borrow as needed
- Pay interest only on the amount you have outstanding
- Easy access to funds - you can make advances in person, by phone, or in writing
- Reserve Checking - a simpler line of credit linked to your business checking account
Term Loans
- Designed for intermediate term borrowing needs of 1-10 years
- Repayment based on your company's cash flow - payments can be set for monthly, quarterly, or annually
- Used to finance permanent assets such as equipment, machinery, and furniture and fixtures
Commercial Mortgages
- Expand or remodel existing facilities
- Purchase of new property or business
- Investment Property
- Construction financing - short-term financing to complete a project and you pay only interest during the construction phase
Applying for a loan is fast and easy.
Call or stop by during normal business hours.
If you have any questions:
email staff@fnbcokato.com
or call us at 320-286-2191
As always, we'd be glad to do business with you!
* Other terms and conditions apply. All accounts require approved credit. Contact us for further details.